Privacy Policy
Privacy Policy
Effective Date: August 24, 2025
RISKEN Insurance Advisors, Inc. d/b/a America Insures™ (“America Insures,” “we,” “our,” or “us”) is committed to protecting your privacy and safeguarding the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, use our services, or communicate with us.
1. Information We Collect
We may collect the following types of information when you interact with our website or services:
- Personal Information: Name, address, email, phone number, date of birth, driver’s license, Social Security number (only when necessary for quotes or applications), employment information, and financial data related to insurance underwriting.
- Policy Information: Insurance history, claims information, coverage details, and risk profile.
- Technical Information: IP address, browser type, device type, cookies, and browsing behavior on our website.
- Communications: Copies of emails, calls, or messages you send to us.
2. How We Use Your Information
We use your information to:
- Provide insurance quotes, products, and services.
- Communicate with you regarding your policies, applications, or inquiries.
- Process transactions and manage customer accounts.
- Comply with state, federal, and carrier regulatory requirements.
- Improve our website, services, and customer experience.
- Send educational, marketing, or promotional materials (with opt-out options).
3. How We Share Your Information
We do not sell your personal information. We may share your information with:
- Insurance carriers and partners to provide quotes, underwrite policies, and service your coverage.
- Third-party service providers (e.g., IT, website hosting, CRM, email services) under confidentiality agreements.
- Regulators and government agencies as required by law.
- Business transfers if America Insures™ undergoes a merger, acquisition, or reorganization.
4. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to:
- Enhance site functionality.
- Remember preferences.
- Analyze website usage.
You may disable cookies through your browser settings, but some features may not function properly.
5. Data Security
We use physical, technical, and administrative safeguards to protect your information. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.
6. Your Rights
Depending on your state of residence, you may have rights to:
- Access and request a copy of your personal information.
- Correct or update your information.
- Request deletion of your information (subject to legal/regulatory requirements).
- Opt out of marketing communications.
To exercise your rights, please contact us at insurance@americainsures.com.
7. Children’s Privacy
Our services are not directed to children under 13. We do not knowingly collect information from children without parental consent.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The “Effective Date” will reflect the latest version.
10. Contact Us
For questions about this Privacy Policy or our data practices, please contact:
RISKEN Insurance Advisors, Inc. d/b/a America Insures™
Email: insurance@americainsures.com
Phone: (803) 630-8881
Mailing Address: 2104 Stillness Pond Ln, Apex, NC 27539
By visiting or using our website, any part thereof, or any other content we may dissemniate through this website from time-to-time including but not limited to links to the website pages and contents posted on social media or sent to you through emails, you agree to this privacy policy.